Storm Damage Contractor

Three Signs of an Uninsured Storm Damage Contractor

storm damage contractor

How do you choose the right storm damage contractor? Accreditation of storm damage contractors is important, as are the signs of uninsured contractors. These contractors may be less expensive, but beware of their shady practices. In this article, we will discuss the three most common signs of an uninsured storm damage contractor. After reading these tips, you will be well on your way to finding the right storm damage contractor for your needs.

Accreditation of storm damage contractors

Accreditation of storm damage contractors can help protect property owners from scams. The NSDC requires storm damage restoration companies to be licensed, insured, and reputable. To further ensure the integrity of the restoration process, the NSDC recently entered into a partnership with Global Risk Management Solutions, a leading provider of vendor screening solutions. This partnership will further strengthen certification standards for storm damage contractors nationwide. If you notice that your property damage restoration contractor is not listed on the NSDC website, you should do the necessary research before hiring them to restore your property.

To protect your property from scams, choose a company that has received a Storm Damage Contractors Association accreditation. An accredited storm damage contractor will be able to provide you with a certificate of completion. Moreover, a company will have insurance-specific training and know-how. Accredited storm damage contractors are well-versed in storm restoration and construction. They know how to treat different types of damage and complete construction projects safely and efficiently.

Insurance fraud by uninsured contractors

Fortunately, the National Insurance Crime Bureau is warning homeowners about the risks of hiring dishonest storm damage contractors. Dishonest contractors often take advantage of homeowners, taking their money and making mediocre or no repairs. While a deductible will be necessary, most homeowners will choose the contractor they trust, and that is usually a good decision. However, if you have any doubts about the contractor, ask them for proof of their insurance.

Several scams have emerged in the aftermath of natural disasters, including price gouging, fraudulent charitable solicitations, and offers of debris removal. This type of insurance fraud makes victims vulnerable, because property loss can be devastating. If you think you’ve been a victim, you can report your suspicions to the Fraud Division or one of its regional offices.

Signs of a shady contractor

Many shady storm damage contractors target desperate homeowners after a storm. They may ask for upfront fees before beginning work and disappear after they’ve collected the money. Other shady contractors may leave unfinished jobs or charge for additional repairs, which can cost you more money. The Tennessee Department of Commerce warns homeowners to be on their guard when hiring contractors. Luckily, there are some warning signs that a storm damage contractor isn’t worth working with.

Don’t believe the hype. When a door-to-door salesperson comes knocking, it’s likely they’re selling something or promising a loan. They’ll pressure you to make an immediate decision, often requiring cash. In addition, they’ll often claim that your homeowner’s insurance will cover the bill. Even if it’s not illegal, don’t fall for this scam.